Exit non-traded REITs despite the 5% redemption penalty
A 5% surrender charge sounds manageable until you run the numbers on what that locked capital is actually costing you every quarter it sits idle.
Marcus Thorne·June 17, 2026 · 10 min read
June 21
Forget Interest Rates. The Fed Just Turned Everything Upside Down
June 16
Digital Platforms & Tools
Transfer Betterment IRA to Vanguard to avoid the 0.25% fee
0.25% sounds like a rounding error. On a $250,000 IRA, it is $625 a year. On $500,000, it is $1,250. On $1 million, $2,500. Run that $625 forward for 30 years…
Marcus Thorne·6 min read
June 15
Stock Market & Equities
I Buy SCHD Instead of VYM for Dividend Growth
A 3.5% current yield looks attractive on a spreadsheet until you factor in a stagnant dividend growth rate against rising inflation. This is the yield drag…
Marcus Thorne·11 min read
June 14
Retirement & Financial Planning
Roll Over Unused 529 Plan Funds to Roth IRA to Avoid Penalties
The 10% federal penalty plus ordinary income tax on non-qualified 529 plan distributions has historically trapped billions of dollars in unused college savings…
Marcus Thorne·16 min read
June 8
Real Estate & Property
Avoid Chicago Landlord Fines Using My Compliance Log
Chicago landlords have collectively lost significant sums in court-ordered penalties and lease termination settlements through documented RLTO enforcement…
Marcus Thorne·14 min read